Low Interest Personal Loans
Need a Low Interest Rate Personal Loan?
If you’re looking for a loan and don’t want to pay above the odds for interest, Finance Monster is here to help. Whatever reason you need cash, we can help out thanks to our ability to search and compare loans from lenders all over Australia. We’ll carry out a Low Interest Rate Personal Loans comparison for you today, finding brilliant deals for you and your family to enjoy.
Low Personal Loan interest rates
If you are trying to find a Personal Loan for a big purchase such as a boat, dream holiday or funding university costs, one of the first matters of concern is what interest will be charged on the funds borrowed. You’ll be pleased to discover that getting a Low Interest Personal Loan is more than possible – and thanks to Finance Monster’s top loans comparison service, you can soon access a Personal Loan low interest rate with just a few clicks of your mouse.
How to get a loan?
Whether you need money for a one-off purchase or if it’s a long-term project you want to invest in, you have many options about how to get your hands on cash. You can ask your bank, or surf online to see what is available. You also may be able to find a loan from a credit union (low interest personal loans credit union). However one easy way to get a great deal is to cash in on Finance Monster’s 100% free service, which aims to find fantastic interest rates on your behalf.
Best Low Interest Personal Loans
If you go it alone and try to locate Low Interest Personal Loans yourself, chances are you will not find the best deals. As many people just go with their current banks. You need to get the lenders to fight for your business. Employing the services of a broker such as Finance Monster – and don’t forget we will NOT charge you for our tried and tested loans comparison service! – means you get access to a wider range of products. The question is, why wouldn’t you want to benefit from this no-obligation service?
Low Interest Personal Loans – Melbourne and beyond
Because of our nationwide scope, we have access to dozens of Low Interest Rate Personal Loans all over Australia. Our contacts book is not limited to one particular area – we work with financial institutions all over the country which is why finding a Low Rate Personal Loan with us makes sense. Don’t be limited by your geographical location – let us seek out competitive Low Interest Personal Loans from the hidden lenders across Australia!
Our Best Personal Loan Rate
AVAILABLE FOR VERY LIMITED TIME
*The comparison rate is based on a loan of $25,000 for a term of 5 years. WARNING. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Other loan features – remember, it’s not only about Personal Loan low interest rates!
When trying to find a Personal Loan, low interest rates are obviously one of the first factors to consider. However there are other factors affecting which personal loan to choose.
- Fees. Fees and charges differ between loans, and Low Rates Personal Loans sometimes charge higher fees in order to make up for the low interest rate. Make sure you are aware of any fees payable when you sign up for your loan, and also any fees that will be charged throughout the loan period.
- Variable or fixed rate. Personal loans are usually for a period of one to seven years. Fixed rate interest rates stay the same for the life of the loan, whereas interest rates for a variable rate can fluctuate.
- Extra features. You may seek more versatility from your loan, such as the ability to make additional repayments and use redraw facilities.
Personal Loans for low income earners
If you do not earn a high wage, so your monthly incomings are low, Personal Loan rates can be a daunting prospect. But Personal Loans with low interest rates do exist – it is just a matter of finding them! Personal Loans for low income individuals or families may just be more elusive. That is one reason why using a broker such as Finance Monster to find low income personal loans is advisable – because we have the knowhow to seek out Low Rate Personal Loans even for Australians who are worried about low earnings.
Worried about bad credit? Don’t be!
Finance Monster works everyday to match potential borrowers up with banks and financial institutions all over the country. We have ample experience in finding Low Interest Personal Loans. Low Interest Personal Loans bad credit can still be found even if you have exhausted all the other options. Don’t give up – let Finance Monster find you an awesome deal today!
Secured and unsecured loans
When borrowing money, if you use an asset such as a house or car as collateral against your loan, you are taking out a secured loan. Borrowing money without this guarantee is called an unsecured loan. Finance Monster can find you both Low Interest Unsecured Personal Loans AND Low Rate Secured Personal Loans. Just get in touch to find out more about our loans comparison service and how we can find you a Personal Loan, low rate.
Eligibility criteria for a Low Personal Loan
Eligibility criteria will differ between Low Interest Rates Personal Loans and depending on the bank you borrow from, but generally you will need to meet the following requirements:
You must be over 18
You need a good credit rating (although low credit score personal loans are available too – just let Finance Monster know if you have bad credit) You must be an Australian or New Zealand citizen or permanent Australian resident
For more information about personal loans – low interest rate – just call us and speak to one of our friendly staff.